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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,685 | $190,879-68.7% | $160,009-62.7% | $134,532-55.6% |
| Participation rate | 72.7% | 82.0%-9.2pp | 78.0%-5.3pp | 81.2%-8.5pp |
| Annual return | -29.62% | 552.63%-582.2pp | 408.85%-438.5pp | 418.27%-447.9pp |
| Employer contribution / active EE | $19,639 | $4,995+293.2% | $4,225+364.8% | $4,741+314.2% |
| Participant deferral / active EE | $4,143 | $6,924-40.2% | $6,183-33.0% | $6,401-35.3% |
| Admin fee / account holder | $373 | $10,495-96.4% | $8,715-95.7% | $11,429-96.7% |