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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,416 | $133,998-57.2% | $112,263-48.9% | $134,545-57.3% |
| Participation rate | 63.6% | 78.6%-14.9pp | 75.1%-11.4pp | 81.2%-17.6pp |
| Annual return | -19.88% | 47.17%-67.1pp | 27.49%-47.4pp | 418.37%-438.2pp |
| Employer contribution / active EE | $2,701 | $4,040-33.1% | $3,636-25.7% | $4,742-43.0% |
| Participant deferral / active EE | $5,495 | $5,292+3.8% | $4,729+16.2% | $6,401-14.2% |
| Admin fee / account holder | $3 | $7,493-100.0% | $6,410-100.0% | $11,431-100.0% |