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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,398 | $27,632+10.0% | $61,452-50.5% | $68,486-55.6% |
| Participation rate | 38.8% | 39.5%-0.7pp | 52.6%-13.8pp | 67.9%-29.1pp |
| Annual return | -17.47% | -13.24%-4.2pp | 338.96%-356.4pp | -7.85%-9.6pp |
| Employer contribution / active EE | $463 | $696-33.5% | $1,160-60.1% | $2,597-82.2% |
| Participant deferral / active EE | $2,011 | $1,264+59.2% | $2,125-5.3% | $4,028-50.1% |
| Admin fee / account holder | $5,083 | $2,010+152.8% | $2,131+138.5% | $5,404-5.9% |