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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,891 | $93,064-91.5% | $74,577-89.4% | $273,972-97.1% |
| Participation rate | 63.6% | 74.9%-11.3pp | 68.1%-4.5pp | 83.0%-19.4pp |
| Annual return | -6.11% | 26.18%-32.3pp | 20.47%-26.6pp | 41.46%-47.6pp |
| Employer contribution / active EE | $829 | $3,160-73.8% | $2,525-67.2% | $4,869-83.0% |
| Participant deferral / active EE | $1,930 | $4,160-53.6% | $3,458-44.2% | $5,287-63.5% |
| Admin fee / account holder | $203 | $5,273-96.2% | $4,138-95.1% | $10,133-98.0% |