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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,083 | $135,956-22.7% | $123,894-15.2% | $273,972-61.6% |
| Participation rate | 91.7% | 84.1%+7.6pp | 81.4%+10.3pp | 83.0%+8.7pp |
| Annual return | -13.49% | 56.63%-70.1pp | 47.52%-61.0pp | 41.46%-54.9pp |
| Employer contribution / active EE | $2,469 | $5,170-52.3% | $4,617-46.5% | $4,869-49.3% |
| Participant deferral / active EE | $6,042 | $6,343-4.7% | $5,984+1.0% | $5,287+14.3% |
| Admin fee / account holder | $2,010 | $9,817-79.5% | $8,357-75.9% | $10,133-80.2% |