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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,344 | $105,866-56.2% | $90,766-48.9% | $134,545-65.6% |
| Participation rate | 91.7% | 78.3%+13.4pp | 75.7%+16.0pp | 81.2%+10.4pp |
| Annual return | -22.53% | -10.99%-11.5pp | -12.16%-10.4pp | 418.37%-440.9pp |
| Employer contribution / active EE | $2,670 | $3,464-22.9% | $2,922-8.6% | $4,742-43.7% |
| Participant deferral / active EE | $7,709 | $5,217+47.8% | $4,565+68.9% | $6,401+20.4% |
| Admin fee / account holder | $1,272 | $13,938-90.9% | $8,446-84.9% | $11,431-88.9% |