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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,691 | $115,814-8.7% | $101,275+4.4% | $158,982-33.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 19.60% | 56.16%-36.6pp | 46.48%-26.9pp | 302.99%-283.4pp |
| Employer contribution / active EE | $5,530 | $4,176+32.4% | $3,660+51.1% | $4,763+16.1% |
| Participant deferral / active EE | $2,615 | $4,958-47.3% | $4,371-40.2% | $5,983-56.3% |
| Admin fee / account holder | $2,053 | $7,249-71.7% | $5,948-65.5% | $11,252-81.8% |