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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,090 | $81,504+28.9% | $102,437+2.6% | $80,959+29.8% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.79% | 25.60%-15.8pp | 24.95%-15.2pp | 35.67%-25.9pp |
| Employer contribution / active EE | $5,879 | $3,104+89.4% | $3,871+51.9% | $2,757+113.2% |
| Participant deferral / active EE | $2,322 | $3,871-40.0% | $5,060-54.1% | $4,300-46.0% |
| Admin fee / account holder | $17,543 | $6,719+161.1% | $8,388+109.1% | $6,925+153.3% |