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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,052 | $88,672+9.5% | $105,223-7.8% | $82,448+17.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 10.60% | 30.86%-20.3pp | 180.65%-170.0pp | 41.64%-31.0pp |
| Employer contribution / active EE | $5,564 | $3,048+82.6% | $3,689+50.9% | $2,551+118.1% |
| Participant deferral / active EE | $1,734 | $4,036-57.0% | $5,072-65.8% | $4,139-58.1% |
| Admin fee / account holder | $37,866 | $7,146+429.9% | $8,859+327.4% | $7,234+423.4% |