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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,970 | $175,231+54.6% | $149,696+81.0% | $139,466+94.3% |
| Participation rate | 95.2% | 83.4%+11.8pp | 78.8%+16.5pp | 80.3%+14.9pp |
| Annual return | 19.35% | 166.77%-147.4pp | 134.46%-115.1pp | 373.66%-354.3pp |
| Employer contribution / active EE | $8,407 | $5,478+53.5% | $4,821+74.4% | $4,754+76.8% |
| Participant deferral / active EE | $15,544 | $6,521+138.4% | $5,682+173.6% | $6,712+131.6% |
| Admin fee / account holder | $6,204 | $16,155-61.6% | $13,212-53.0% | $11,409-45.6% |