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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,652 | $115,810+71.5% | $101,271+96.2% | $158,966+25.0% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.8%+4.2pp | 82.0%-2.0pp |
| Annual return | 1.73% | 56.15%-54.4pp | 46.48%-44.7pp | 302.95%-301.2pp |
| Employer contribution / active EE | $1,472 | $4,175-64.7% | $3,660-59.8% | $4,762-69.1% |
| Participant deferral / active EE | $6,923 | $4,958+39.6% | $4,371+58.4% | $5,983+15.7% |
| Admin fee / account holder | $348 | $7,248-95.2% | $5,948-94.1% | $11,250-96.9% |