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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,166 | $135,956-44.0% | $123,894-38.5% | $273,972-72.2% |
| Participation rate | 62.5% | 84.1%-21.6pp | 81.4%-18.9pp | 83.0%-20.5pp |
| Annual return | 8.09% | 56.63%-48.5pp | 47.52%-39.4pp | 41.46%-33.4pp |
| Employer contribution / active EE | $1,186 | $5,170-77.1% | $4,617-74.3% | $4,869-75.7% |
| Participant deferral / active EE | $2,307 | $6,343-63.6% | $5,984-61.5% | $5,287-56.4% |
| Admin fee / account holder | $1,423 | $9,817-85.5% | $8,357-83.0% | $10,133-86.0% |