Filed April 18, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,407 | $60,128+91.9% | $90,440+27.6% | $79,852+44.5% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 2.91% | 71.95%-69.0pp | 1294.38%-1291.5pp | 31.72%-28.8pp |
| Employer contribution / active EE | $7,032 | $2,068+240.0% | $3,263+115.5% | $2,471+184.6% |
| Participant deferral / active EE | $4,621 | $2,939+57.3% | $3,964+16.6% | $3,740+23.6% |
| Admin fee / account holder | $8,537 | $3,977+114.6% | $5,615+52.0% | $5,306+60.9% |