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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,491 | $157,296+30.0% | $141,191+44.8% | $152,897+33.7% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 20.96% | 64.34%-43.4pp | 71.41%-50.4pp | 345.43%-324.5pp |
| Employer contribution / active EE | $8,210 | $5,262+56.0% | $4,736+73.4% | $4,764+72.3% |
| Participant deferral / active EE | $6,733 | $7,111-5.3% | $6,710+0.3% | $5,851+15.1% |
| Admin fee / account holder | $4,766 | $12,125-60.7% | $10,264-53.6% | $11,599-58.9% |