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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,811 | $103,392+200.6% | $87,104+256.8% | $152,897+103.3% |
| Participation rate | 88.9% | 79.4%+9.5pp | 76.9%+12.0pp | 82.5%+6.4pp |
| Annual return | 19.65% | 28.10%-8.4pp | 28.19%-8.5pp | 345.43%-325.8pp |
| Employer contribution / active EE | $9,892 | $3,221+207.1% | $2,521+292.3% | $4,764+107.7% |
| Participant deferral / active EE | $10,831 | $4,778+126.7% | $4,048+167.5% | $5,851+85.1% |
| Admin fee / account holder | $25,745 | $12,194+111.1% | $7,491+243.7% | $11,599+122.0% |