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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,393 | $181,896-37.1% | $156,551-26.9% | $273,972-58.2% |
| Participation rate | 87.5% | 88.4%-0.9pp | 84.0%+3.5pp | 83.0%+4.5pp |
| Annual return | 1.55% | 30.74%-29.2pp | 32.23%-30.7pp | 41.46%-39.9pp |
| Employer contribution / active EE | $10,566 | $6,248+69.1% | $5,501+92.1% | $4,869+117.0% |
| Participant deferral / active EE | $6,806 | $5,550+22.6% | $4,871+39.7% | $5,287+28.7% |
| Admin fee / account holder | $14,514 | $15,560-6.7% | $13,028+11.4% | $10,133+43.2% |