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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $924,765 | $98,240+841.3% | $82,313+1023.5% | $147,585+526.6% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 1.03% | 30.85%-29.8pp | 25.88%-24.8pp | 578.58%-577.6pp |
| Employer contribution / active EE | $7,163 | $3,192+124.4% | $2,428+195.0% | $4,876+46.9% |
| Participant deferral / active EE | $9,239 | $4,383+110.8% | $3,706+149.3% | $5,439+69.9% |
| Admin fee / account holder | $57,794 | $8,563+574.9% | $5,608+930.6% | $10,886+430.9% |