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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,195 | $65,367-12.5% | $92,915-38.4% | $72,976-21.6% |
| Participation rate | 86.6% | 68.3%+18.3pp | 76.0%+10.6pp | 69.5%+17.1pp |
| Annual return | 4.15% | 42.11%-38.0pp | 109.45%-105.3pp | 81.02%-76.9pp |
| Employer contribution / active EE | $879 | $2,594-66.1% | $3,653-75.9% | $2,440-64.0% |
| Participant deferral / active EE | $3,608 | $3,128+15.3% | $4,238-14.9% | $3,6080% |
| Admin fee / account holder | $605 | $4,251-85.8% | $5,796-89.6% | $5,124-88.2% |