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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,908 | $71,215+127.3% | $93,696+72.8% | $80,935+100.0% |
| Participation rate | 83.3% | 60.4%+22.9pp | 68.7%+14.6pp | 67.7%+15.7pp |
| Annual return | 10.96% | 11.27%-0.3pp | 133.74%-122.8pp | 35.66%-24.7pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,422-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,862 | $4,037+45.2% | $4,417+32.7% | $4,299+36.3% |
| Admin fee / account holder | $5,460 | $6,958-21.5% | $8,287-34.1% | $6,924-21.2% |