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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,166 | $162,781-10.2% | $133,956+9.1% | $158,931-8.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 4.37% | 41.94%-37.6pp | 45.09%-40.7pp | 302.86%-298.5pp |
| Employer contribution / active EE | $9,924 | $4,975+99.5% | $3,919+153.2% | $4,761+108.4% |
| Participant deferral / active EE | $11,341 | $5,911+91.9% | $5,048+124.7% | $5,982+89.6% |
| Admin fee / account holder | $13,596 | $11,736+15.8% | $8,927+52.3% | $11,247+20.9% |