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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,166 | $162,821-10.2% | $133,978+9.1% | $158,982-8.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 4.37% | 41.95%-37.6pp | 45.10%-40.7pp | 302.99%-298.6pp |
| Employer contribution / active EE | $9,924 | $4,976+99.4% | $3,919+153.2% | $4,763+108.4% |
| Participant deferral / active EE | $11,341 | $5,910+91.9% | $5,047+124.7% | $5,983+89.5% |
| Admin fee / account holder | $13,596 | $11,742+15.8% | $8,930+52.2% | $11,252+20.8% |