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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,714 | $92,219+63.4% | $76,767+96.3% | $135,380+11.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -1.68% | 5.46%-7.1pp | 2.43%-4.1pp | 519.81%-521.5pp |
| Employer contribution / active EE | $1,325 | $3,216-58.8% | $2,485-46.7% | $4,779-72.3% |
| Participant deferral / active EE | $4,507 | $4,5080% | $3,852+17.0% | $5,609-19.6% |
| Admin fee / account holder | $539 | $10,749-95.0% | $6,675-91.9% | $10,828-95.0% |