Retirement plan

COLE AND RUSSELL ARCHITECTS, INC. 401(K) PROFIT SHARING PLAN

Name: COLE AND RUSSELL ARCHITECTS, INC. - COLE AND RUSSELL ARCHITECTS, INC. 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: COLE AND RUSSELL ARCHITECTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLE AND RUSSELL ARCHITECTS, INC. 401(K) PROFIT SHARING PLAN, COLE AND RUSSELL ARCHITECTS, INC.

COLE AND RUSSELL ARCHITECTS, INC.EIN 31-1046612Plan #001PY 2016

600 VINE ST, STE 2210 - CINCINNATI, OH 452022491513-721-8080

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$6.5M

No prior year

Total participants

196

No prior year

Average account balance

$36,681

No prior year

Annual return

12.94%

No prior year

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$251K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+25.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$35

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
NORTHWESTERN MUTUAL INVESTMENT SERV1+ years Service code 49 · EIN 52-2114207	Other Services	$26,604
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290	Contract Administrator	$1,742

Plan features & details

Pension benefit codes2E2F2G2J2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$2K

$11 / participant

Contract admin$2K100.0%

% of EOY assets

0.027%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BKD, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,681

$75,183-51.2%

$123,894-70.4%

$55,167-33.5%

Participation rate

87.3%

72.8%+14.4pp

81.4%+5.9pp

69.0%+18.3pp

Annual return

12.94%

19.01%-6.1pp

47.52%-34.6pp

169.23%-156.3pp

Employer contribution / active EE

$2,822

$2,823-0.1%

$4,617-38.9%

$1,963+43.8%

Participant deferral / active EE

$4,133

$5,084-18.7%

$5,984-30.9%

$3,054+35.3%

Admin fee / account holder

$10

$663-98.5%

$8,357-99.9%

$504-98.0%

Provider

Service type

Compensation

NORTHWESTERN MUTUAL INVESTMENT SERV1+ years

Service code 49 · EIN 52-2114207

Other Services

$26,604

PRINCIPAL LIFE INSURANCE COMPANY1+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$1,742

COLE AND RUSSELL ARCHITECTS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLE AND RUSSELL ARCHITECTS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion