See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING, INC. Service code 26 · EIN 43-1270780 | Advisory (Participants) | $9,002 |
LT TRUST COMPANY2 years Filed as: LT TRUST Service code 12 · EIN 61-1607607 | Participant loan processing; Recordke... | $6,910 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,296 | $65,041-24.2% | $90,951-45.8% | $79,858-38.3% |
| Participation rate | 62.0% | 61.6%+0.4pp | 69.0%-7.0pp | 69.6%-7.7pp |
| Annual return | 11.23% | 30.45%-19.2pp | 134.60%-123.4pp | 31.71%-20.5pp |
| Employer contribution / active EE | $1,016 | $1,247-18.5% | $2,122-52.1% | $2,471-58.9% |
| Participant deferral / active EE | $3,857 | $2,512+53.6% | $3,373+14.4% | $3,740+3.1% |
| Admin fee / account holder | $257 | $4,536-94.3% | $5,959-95.7% | $5,306-95.2% |