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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,125 | $181,896-59.2% | $156,551-52.7% | $273,972-72.9% |
| Participation rate | 88.2% | 88.4%-0.1pp | 84.0%+4.2pp | 83.0%+5.2pp |
| Annual return | 2.62% | 30.74%-28.1pp | 32.23%-29.6pp | 41.46%-38.8pp |
| Employer contribution / active EE | $3,192 | $6,248-48.9% | $5,501-42.0% | $4,869-34.4% |
| Participant deferral / active EE | $6,536 | $5,550+17.8% | $4,871+34.2% | $5,287+23.6% |
| Admin fee / account holder | $152,569 | $15,560+880.5% | $13,028+1071.1% | $10,133+1405.7% |