Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,568 | $87,059-68.3% | $105,608-73.9% | $80,925-65.9% |
| Participation rate | 66.7% | 70.4%-3.8pp | 75.3%-8.6pp | 67.7%-1.0pp |
| Annual return | 12.98% | 17.05%-4.1pp | 116.50%-103.5pp | 35.65%-22.7pp |
| Employer contribution / active EE | $822 | $2,396-65.7% | $3,167-74.1% | $2,756-70.2% |
| Participant deferral / active EE | $1,791 | $3,986-55.1% | $5,010-64.2% | $4,299-58.3% |
| Admin fee / account holder | $5,069 | $8,443-40.0% | $11,028-54.0% | $6,940-27.0% |