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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,329 | $94,031-46.5% | $115,768-56.5% | $82,448-39.0% |
| Participation rate | 63.0% | 70.4%-7.5pp | 74.4%-11.4pp | 68.1%-5.1pp |
| Annual return | 17.38% | 20.61%-3.2pp | 100.46%-83.1pp | 41.64%-24.3pp |
| Employer contribution / active EE | $988 | $2,323-57.5% | $2,940-66.4% | $2,551-61.3% |
| Participant deferral / active EE | $2,235 | $3,972-43.7% | $4,917-54.6% | $4,139-46.0% |
| Admin fee / account holder | $258 | $10,249-97.5% | $12,439-97.9% | $7,234-96.4% |