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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,344 | $87,132+1.4% | $105,624-16.4% | $80,959+9.1% |
| Participation rate | 83.9% | 70.4%+13.4pp | 75.3%+8.6pp | 67.7%+16.2pp |
| Annual return | 9.21% | 17.03%-7.8pp | 116.20%-107.0pp | 35.67%-26.5pp |
| Employer contribution / active EE | $1,259 | $2,397-47.5% | $3,168-60.3% | $2,757-54.3% |
| Participant deferral / active EE | $6,452 | $3,985+61.9% | $5,013+28.7% | $4,300+50.0% |
| Admin fee / account holder | $63,266 | $8,449+648.8% | $10,961+477.2% | $6,925+813.5% |