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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,098 | $176,105-80.1% | $159,474-78.0% | $167,536-79.1% |
| Participation rate | 94.4% | 85.0%+9.5pp | 82.8%+11.6pp | 82.1%+12.3pp |
| Annual return | 25.49% | 331.91%-306.4pp | 263.68%-238.2pp | 478.82%-453.3pp |
| Employer contribution / active EE | $748 | $5,299-85.9% | $4,831-84.5% | $4,839-84.6% |
| Participant deferral / active EE | $7,887 | $7,751+1.8% | $7,353+7.3% | $6,342+24.4% |
| Admin fee / account holder | $14,143 | $12,559+12.6% | $10,802+30.9% | $12,315+14.8% |