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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,525 | $159,934+170.4% | $147,005+194.2% | $145,959+196.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 3.51% | 98.24%-94.7pp | 418.76%-415.3pp | 561.95%-558.4pp |
| Employer contribution / active EE | $14,779 | $5,287+179.5% | $4,934+199.5% | $4,661+217.1% |
| Participant deferral / active EE | $9,199 | $8,427+9.2% | $8,070+14.0% | $6,689+37.5% |
| Admin fee / account holder | $28,580 | $15,053+89.9% | $13,006+119.7% | $13,398+113.3% |