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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $668,703 | $148,629+349.9% | $135,982+391.8% | $139,487+379.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 6.11% | 79.33%-73.2pp | 68.32%-62.2pp | 373.84%-367.7pp |
| Employer contribution / active EE | $10,017 | $5,247+90.9% | $4,859+106.2% | $4,755+110.7% |
| Participant deferral / active EE | $12,684 | $8,102+56.5% | $7,760+63.5% | $6,713+89.0% |
| Admin fee / account holder | $4,628 | $12,406-62.7% | $10,767-57.0% | $11,407-59.4% |