Retirement plan

PLAN SAVING & SHEPLER CO, LPA 401(K) PROFIT SHARING PLAN & TRU

Name: PLAN SAVING & SHEPLER CO, LPA - PLAN SAVING & SHEPLER CO, LPA 401(K) PROFIT SHARING PLAN & TRU (2023) Form 5500
Creator: PLAN SAVING & SHEPLER CO, LPA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PLAN SAVING & SHEPLER CO, LPA 401(K) PROFIT SHARING PLAN & TRU, PLAN SAVING & SHEPLER CO, LPA

PLAN SAVING & SHEPLER CO, LPAEIN 31-0961548Plan #003PY 2023

9 E. 2ND STREET - LOGAN, OH 43138740-385-2181

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$484K

+22.0% from 2022

Total participants

0.0% from 2022

Average account balance

$53,757

+22.0% from 2022

Annual return

19.50%

+31.33 pp from 2022

Benchmarks

See 139,707 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort139,707 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$727K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$81K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

128.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$41K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$839

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$35K

$4984 / participant

Other / not subdivided$35K100.0%

% of EOY assets

7.211%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,757

$148,629-63.8%

$135,982-60.5%

$139,487-61.5%

Participation rate

85.7%

83.9%+1.8pp

81.9%+3.8pp

80.3%+5.4pp

Annual return

19.50%

79.33%-59.8pp

68.32%-48.8pp

373.84%-354.3pp

Employer contribution / active EE

$1,301

$5,247-75.2%

$4,859-73.2%

$4,755-72.6%

Participant deferral / active EE

$4,398

$8,102-45.7%

$7,760-43.3%

$6,713-34.5%

Admin fee / account holder

$3,877

$12,406-68.8%

$10,767-64.0%

$11,407-66.0%

PLAN SAVING & SHEPLER CO, LPA 401(K) PROFIT SHARING PLAN & TRU

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PLAN SAVING & SHEPLER CO, LPA 401(K) PROFIT SHARING PLAN & TRU

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion