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| Provider | Service type | Compensation |
|---|---|---|
PNC BANK, N.A.1 year Filed as: PNC BANK NATIONAL ASSOCIATION Service code 27 · EIN 22-1146430 | Advisory (Plan) | $37,623 |
Service code 37 · EIN 04-2647786 | Loan Processing | $25,253 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,435 | $91,417+43.8% | $135,925-3.3% | $71,476+83.9% |
| Participation rate | 98.5% | 75.7%+22.8pp | 81.9%+16.6pp | 67.9%+30.6pp |
| Annual return | 4.60% | 29.90%-25.3pp | 68.25%-63.7pp | 28.85%-24.2pp |
| Employer contribution / active EE | $3,291 | $3,704-11.2% | $4,857-32.2% | $2,589+27.1% |
| Participant deferral / active EE | $8,828 | $7,093+24.5% | $7,759+13.8% | $4,290+105.8% |
| Admin fee / account holder | $327 | $1,266-74.1% | $10,764-97.0% | $1,587-79.4% |