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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,705 | $60,349-4.4% | $74,184-22.2% | $62,881-8.2% |
| Participation rate | 82.1% | 72.7%+9.3pp | 76.6%+5.4pp | 69.3%+12.7pp |
| Annual return | 5.80% | 21.38%-15.6pp | 17.74%-11.9pp | 20.14%-14.3pp |
| Employer contribution / active EE | $233 | $1,680-86.1% | $2,370-90.2% | $2,281-89.8% |
| Participant deferral / active EE | $2,969 | $2,856+3.9% | $3,550-16.4% | $3,203-7.3% |
| Admin fee / account holder | $3,020 | $4,261-29.1% | $5,586-45.9% | $4,296-29.7% |