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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,479 | $84,236+13.3% | $170,435-44.0% | $70,126+36.2% |
| Participation rate | 94.7% | 70.8%+23.9pp | 83.6%+11.1pp | 69.5%+25.2pp |
| Annual return | 16.27% | 23.06%-6.8pp | 205.94%-189.7pp | 73.15%-56.9pp |
| Employer contribution / active EE | $14,935 | $3,387+340.9% | $5,432+174.9% | $2,343+537.6% |
| Participant deferral / active EE | $166 | $3,086-94.6% | $4,939-96.6% | $3,332-95.0% |
| Admin fee / account holder | $766 | $5,698-86.6% | $13,881-94.5% | $4,645-83.5% |