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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,538 | $209,422+65.0% | $178,503+93.6% | $158,982+117.3% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 14.93% | 188.81%-173.9pp | 151.12%-136.2pp | 302.99%-288.1pp |
| Employer contribution / active EE | $1,689 | $5,707-70.4% | $5,011-66.3% | $4,763-64.5% |
| Participant deferral / active EE | $5,370 | $5,955-9.8% | $5,202+3.2% | $5,983-10.3% |
| Admin fee / account holder | $48,391 | $17,079+183.3% | $13,987+246.0% | $11,252+330.1% |