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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,581 | $134,817+234.2% | $123,973+263.5% | $155,188+190.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 11.51% | 515.49%-504.0pp | 388.13%-376.6pp | 148.84%-137.3pp |
| Employer contribution / active EE | $14,651 | $4,425+231.1% | $4,126+255.1% | $4,248+244.9% |
| Participant deferral / active EE | $17,649 | $5,706+209.3% | $5,247+236.4% | $6,531+170.2% |
| Admin fee / account holder | $5,440 | $13,245-58.9% | $11,799-53.9% | $14,480-62.4% |