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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,990 | $79,955-2.5% | $98,461-20.8% | $75,173+3.7% |
| Participation rate | 97.7% | 70.4%+27.4pp | 75.2%+22.6pp | 67.2%+30.5pp |
| Annual return | 28.42% | 19.75%+8.7pp | 21.17%+7.2pp | 160.72%-132.3pp |
| Employer contribution / active EE | $3,844 | $2,264+69.8% | $3,049+26.1% | $2,671+43.9% |
| Participant deferral / active EE | $3,646 | $3,752-2.8% | $4,738-23.0% | $4,126-11.6% |
| Admin fee / account holder | $9,570 | $6,841+39.9% | $8,961+6.8% | $5,651+69.4% |