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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,626 | $87,037-1.6% | $106,201-19.4% | $80,874+5.9% |
| Participation rate | 97.7% | 70.4%+27.3pp | 75.3%+22.4pp | 67.6%+30.1pp |
| Annual return | 13.27% | 17.05%-3.8pp | 116.26%-103.0pp | 35.62%-22.4pp |
| Employer contribution / active EE | $4,078 | $2,396+70.2% | $3,170+28.6% | $2,756+48.0% |
| Participant deferral / active EE | $4,470 | $3,986+12.1% | $5,012-10.8% | $4,297+4.0% |
| Admin fee / account holder | $8,295 | $8,434-1.7% | $11,039-24.9% | $6,935+19.6% |