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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,626 | $87,059-1.6% | $105,608-18.9% | $80,925+5.8% |
| Participation rate | 97.7% | 70.4%+27.3pp | 75.3%+22.4pp | 67.7%+30.1pp |
| Annual return | 13.27% | 17.05%-3.8pp | 116.50%-103.2pp | 35.65%-22.4pp |
| Employer contribution / active EE | $4,078 | $2,396+70.2% | $3,167+28.8% | $2,756+47.9% |
| Participant deferral / active EE | $4,470 | $3,986+12.1% | $5,010-10.8% | $4,299+4.0% |
| Admin fee / account holder | $8,295 | $8,443-1.8% | $11,028-24.8% | $6,940+19.5% |