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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,694 | $81,487-13.2% | $102,412-31.0% | $80,935-12.7% |
| Participation rate | 80.4% | 66.8%+13.6pp | 74.5%+5.9pp | 67.7%+12.8pp |
| Annual return | 18.41% | 25.60%-7.2pp | 24.94%-6.5pp | 35.66%-17.3pp |
| Employer contribution / active EE | $1,727 | $3,103-44.4% | $3,870-55.4% | $2,757-37.4% |
| Participant deferral / active EE | $2,645 | $3,871-31.7% | $5,060-47.7% | $4,299-38.5% |
| Admin fee / account holder | $2,655 | $6,717-60.5% | $8,388-68.3% | $6,924-61.7% |