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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,694 | $81,446-13.2% | $103,374-31.6% | $80,874-12.6% |
| Participation rate | 80.4% | 66.9%+13.6pp | 74.5%+5.9pp | 67.6%+12.8pp |
| Annual return | 18.41% | 25.57%-7.2pp | 24.89%-6.5pp | 35.62%-17.2pp |
| Employer contribution / active EE | $1,727 | $3,107-44.4% | $3,869-55.4% | $2,756-37.3% |
| Participant deferral / active EE | $2,645 | $3,870-31.7% | $5,058-47.7% | $4,297-38.4% |
| Admin fee / account holder | $2,655 | $6,715-60.5% | $8,394-68.4% | $6,935-61.7% |