Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,843 | $56,054-11.1% | $171,082-70.9% | $62,881-20.7% |
| Participation rate | 64.3% | 62.9%+1.4pp | 76.7%-12.4pp | 69.3%-5.0pp |
| Annual return | 6.97% | 22.52%-15.5pp | 32.56%-25.6pp | 20.14%-13.2pp |
| Employer contribution / active EE | $233 | $1,731-86.5% | $4,002-94.2% | $2,281-89.8% |
| Participant deferral / active EE | $2,245 | $3,158-28.9% | $4,797-53.2% | $3,203-29.9% |
| Admin fee / account holder | $3,242 | $3,647-11.1% | $8,520-61.9% | $4,296-24.5% |