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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,653 | $81,233+231.9% | $155,567+73.3% | $80,874+233.4% |
| Participation rate | 83.9% | 66.2%+17.6pp | 78.2%+5.7pp | 67.6%+16.2pp |
| Annual return | 15.88% | 33.33%-17.4pp | 64.74%-48.9pp | 35.62%-19.7pp |
| Employer contribution / active EE | $5,839 | $3,101+88.3% | $4,674+24.9% | $2,756+111.9% |
| Participant deferral / active EE | $4,570 | $3,452+32.4% | $5,628-18.8% | $4,297+6.4% |
| Admin fee / account holder | $867 | $7,998-89.2% | $15,916-94.6% | $6,935-87.5% |