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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,653 | $81,358+231.4% | $155,556+73.3% | $80,959+233.1% |
| Participation rate | 83.9% | 66.3%+17.6pp | 78.2%+5.6pp | 67.7%+16.2pp |
| Annual return | 15.88% | 33.39%-17.5pp | 64.84%-49.0pp | 35.67%-19.8pp |
| Employer contribution / active EE | $5,839 | $3,106+88.0% | $4,675+24.9% | $2,757+111.8% |
| Participant deferral / active EE | $4,570 | $3,455+32.3% | $5,631-18.8% | $4,300+6.3% |
| Admin fee / account holder | $867 | $7,994-89.2% | $15,885-94.5% | $6,925-87.5% |