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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,653 | $81,276+231.8% | $155,574+73.3% | $80,925+233.2% |
| Participation rate | 83.9% | 66.2%+17.6pp | 78.2%+5.7pp | 67.7%+16.2pp |
| Annual return | 15.88% | 33.36%-17.5pp | 64.87%-49.0pp | 35.65%-19.8pp |
| Employer contribution / active EE | $5,839 | $3,103+88.2% | $4,676+24.9% | $2,756+111.8% |
| Participant deferral / active EE | $4,570 | $3,453+32.4% | $5,629-18.8% | $4,299+6.3% |
| Admin fee / account holder | $867 | $7,993-89.2% | $15,914-94.6% | $6,940-87.5% |