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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,999 | $57,330+74.4% | $86,656+15.4% | $75,177+33.0% |
| Participation rate | 53.8% | 63.2%-9.4pp | 71.7%-18.0pp | 67.2%-13.5pp |
| Annual return | 16.70% | 2675.40%-2658.7pp | 593.09%-576.4pp | 160.75%-144.0pp |
| Employer contribution / active EE | $1,018 | $2,316-56.0% | $3,025-66.3% | $2,671-61.9% |
| Participant deferral / active EE | $2,418 | $3,320-27.2% | $4,439-45.5% | $4,126-41.4% |
| Admin fee / account holder | $15,810 | $4,115+284.2% | $5,619+181.4% | $5,651+179.8% |