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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,117 | $138,075+126.8% | $123,552+153.4% | $135,379+131.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.47% | 153.70%-159.2pp | 119.20%-124.7pp | 519.79%-525.3pp |
| Employer contribution / active EE | $2,126 | $5,152-58.7% | $4,628-54.1% | $4,779-55.5% |
| Participant deferral / active EE | $9,457 | $6,800+39.1% | $6,426+47.2% | $5,609+68.6% |
| Admin fee / account holder | $15,512 | $10,917+42.1% | $9,285+67.1% | $10,828+43.3% |