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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,465 | $69,274-1.2% | $64,097+6.8% | $139,487-50.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 15.76% | 46.00%-30.2pp | 33.75%-18.0pp | 373.84%-358.1pp |
| Employer contribution / active EE | $0 | $3,187-100.0% | $2,750-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $11,455 | $4,685+144.5% | $3,881+195.1% | $6,713+70.7% |
| Admin fee / account holder | $591 | $4,247-86.1% | $3,070-80.7% | $11,407-94.8% |