Retirement plan

A & B IRON AND METAL CO., INC. 401(K) PLAN

Name: A & B IRON AND METAL CO. INC. - A & B IRON AND METAL CO., INC. 401(K) PLAN (2025) Form 5500
Creator: A & B IRON AND METAL CO. INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, A & B IRON AND METAL CO., INC. 401(K) PLAN, A & B IRON AND METAL CO. INC.

A & B IRON AND METAL CO. INC.EIN 31-0864951Plan #002PY 2025

P.O. BOX 123 - ALPHA, OH 45301937-228-1561

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$307K

-91.5% from 2024

Total participants

-50.0% from 2024

Average account balance

$51,228

-83.0% from 2024

Annual return

6.78%

-0.91 pp from 2024

Benchmarks

See 7,781 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort7,781 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$307K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$51K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$595947

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$3.6M

Other / not subdivided$4M100.0%

% of EOY assets

1163.314%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$51,228

$138,312-63.0%

$122,979-58.3%

$155,188-67.0%

Participation rate

0.0%

80.2%-80.2pp

77.2%-77.2pp

80.8%-80.8pp

Annual return

6.78%

22.06%-15.3pp

20.12%-13.3pp

148.84%-142.1pp

Employer contribution / active EE

$3,530-100.0%

$3,062-100.0%

$4,248-100.0%

Participant deferral / active EE

$5,592-100.0%

$5,003-100.0%

$6,531-100.0%

Admin fee / account holder

$595,947

$15,089+3849.5%

$12,864+4532.6%

$14,480+4015.7%

A & B IRON AND METAL CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

A & B IRON AND METAL CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion