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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,851 | $88,583-7.6% | $88,497-7.5% | $273,972-70.1% |
| Participation rate | 94.4% | 83.5%+11.0pp | 82.4%+12.0pp | 83.0%+11.4pp |
| Annual return | 4.38% | 5.68%-1.3pp | 7.63%-3.3pp | 41.46%-37.1pp |
| Employer contribution / active EE | $6,057 | $4,502+34.5% | $4,036+50.0% | $4,869+24.4% |
| Participant deferral / active EE | $615 | $4,891-87.4% | $4,899-87.4% | $5,287-88.4% |
| Admin fee / account holder | $11,511 | $8,980+28.2% | $6,220+85.1% | $10,133+13.6% |