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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,802 | $135,956-16.3% | $123,894-8.1% | $273,972-58.5% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 6.04% | 56.63%-50.6pp | 47.52%-41.5pp | 41.46%-35.4pp |
| Employer contribution / active EE | $638 | $5,170-87.7% | $4,617-86.2% | $4,869-86.9% |
| Participant deferral / active EE | $3,910 | $6,343-38.4% | $5,984-34.7% | $5,287-26.0% |
| Admin fee / account holder | $675 | $9,817-93.1% | $8,357-91.9% | $10,133-93.3% |