Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,361 | $73,848-77.8% | $143,799-88.6% | $68,486-76.1% |
| Participation rate | 56.3% | 66.7%-10.4pp | 80.3%-24.1pp | 67.9%-11.6pp |
| Annual return | -21.40% | 0.91%-22.3pp | -0.04%-21.4pp | -7.85%-13.5pp |
| Employer contribution / active EE | $293 | $3,184-90.8% | $4,952-94.1% | $2,597-88.7% |
| Participant deferral / active EE | $2,245 | $3,385-33.7% | $5,638-60.2% | $4,028-44.3% |
| Admin fee / account holder | $2,033 | $5,755-64.7% | $14,677-86.1% | $5,404-62.4% |