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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,053 | $54,370-15.3% | $82,763-44.4% | $68,490-32.8% |
| Participation rate | 88.3% | 63.9%+24.4pp | 72.6%+15.7pp | 67.9%+20.4pp |
| Annual return | -15.65% | -13.67%-2.0pp | 702.45%-718.1pp | -7.85%-7.8pp |
| Employer contribution / active EE | $4,131 | $2,219+86.2% | $3,008+37.3% | $2,597+59.1% |
| Participant deferral / active EE | $6,592 | $3,247+103.0% | $4,395+50.0% | $4,028+63.7% |
| Admin fee / account holder | $8,815 | $4,398+100.4% | $5,325+65.5% | $5,403+63.1% |