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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,130 | $93,598+75.4% | $135,974+20.7% | $75,173+118.3% |
| Participation rate | 89.3% | 75.2%+14.1pp | 81.9%+7.4pp | 67.2%+22.1pp |
| Annual return | 14.02% | 30.89%-16.9pp | 68.30%-54.3pp | 160.72%-146.7pp |
| Employer contribution / active EE | $654 | $3,538-81.5% | $4,859-86.5% | $2,671-75.5% |
| Participant deferral / active EE | $6,841 | $6,405+6.8% | $7,760-11.8% | $4,126+65.8% |
| Admin fee / account holder | $13,356 | $6,978+91.4% | $10,767+24.0% | $5,651+136.4% |